Car insurance rates in Baden-Württemberg are set to increase for its residents.
The German Insurance Association (GDV) has announced changes in the regional classes for liability insurance in Baden-Württemberg, affecting the insurance premiums for around 630,000 people in six districts. These changes were announced in Berlin.
The six districts where the regional classes improved are Biberach/Riss, Emmendingen, Karlsruhe city, Pforzheim, Ravensburg, and Neckar-Odenwald. Conversely, in liability insurance, the classes worsened in five districts, including Enz, Rems-Murr, Rhine-Neckar, Black Forest-Baar, and Heidelberg, affecting approximately 830,000 people.
In comprehensive insurance, the classes deteriorated in Baden-Baden, Stuttgart, Waldshut, and the Main-Tauber district, while in partial coverage insurance, the classes worsened in Böblingen, Calw, Heidenheim, Karlsruhe (country), Ludwigsburg, Schwäbisch Hall, Stuttgart, the Ostalb district, and the Rems-Murr district. However, Lörrach improved in the partial coverage class.
Twelve of the 44 registration districts in Baden-Württemberg were classified higher in comprehensive insurance, affecting around 730,000 car drivers. Interestingly, only Lörrach improved in the partial coverage class.
It is important to note that the better the classification in the regional class, the more favorable the insurance premium. However, the GDV has not specified if the changes in liability insurance affect the same districts as in comprehensive and partial coverage insurance. Furthermore, the association has not clarified how these changes will impact the overall insurance premium for car drivers in Baden-Württemberg.
The GDV's regional statistics for liability insurance can be applied immediately for new contracts and for existing contracts from the next insurance year. However, the search results do not contain specific information about the registration districts that have received better or worse classifications for comprehensive and liability insurance for the new insurance year. Therefore, no direct answer can be provided based on the available data.
It is also worth mentioning that the GDV's regional statistics for liability insurance are non-binding. The GDV has not provided reasons for the changes in the regional classes in liability insurance, and they have not stated if the changes in liability insurance premiums are as significant as in comprehensive and partial coverage insurance.
These changes in regional classes are likely to have a significant impact on car insurance premiums for many drivers in Baden-Württemberg. It is recommended for drivers to review their insurance policies and consider shopping around for the best deals.
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