Discovering the No Annual Fee Welcome Bonus Offer for the American Express Blue Cash Preferred Card
The Amex Blue Cash Preferred card is a popular choice for individuals with good to excellent credit scores, offering cash-back on U.S. supermarkets, U.S. streaming subscriptions, transit, and U.S. gas stations. With an annual fee of $0 introductory for the first year, then $95 thereafter, the card provides a range of benefits, including a Disney Streaming credit of up to a $10 monthly statement credit and access to Amex Offers.
One of the card's standout features is its cash-back rewards. Users can earn 6% cash-back at U.S. supermarkets (up to $6,000 per year), 6% cash-back on select U.S. streaming services, 3% cash-back on U.S. gas stations, 3% cash-back on transit, and 1% cash-back on everything else. To maximize your earn with the Amex Blue Cash Preferred card, it is recommended to hit the full $6,000 cap offered at U.S. supermarkets each year.
The rewards earned are in the form of Reward Dollars, which can be redeemed as statement credits against purchases you've made or at Amazon.com checkout. The card also comes with a welcome offer of a $250 statement credit after spending $3,000 in eligible purchases within the first 6 months.
For those seeking targeted increased cash-back bonus offers, there are several strategies to consider. Regularly checking your American Express online account and pre-approved offers page is a good starting point. Targeted higher-value offers, such as $300 or $350 statement credits after spending $3,000 in the first 6 months, are sometimes available to select customers.
Additionally, keep an eye out for email offers or mailed pre-approved credit card promotions from Amex that may include elevated cash-back sign-up bonuses. It's worth noting that there is no guaranteed method to unlock a better offer, but using Amex’s online application tool while logged into your account may reveal personalized, targeted bonuses.
Since the card’s welcome offer has been relatively stable for a few years, it may not be worth waiting long for a higher bonus unless you specifically receive a targeted higher offer. However, by staying vigilant and checking regularly, you may be able to secure a more enticing deal.
The Amex Blue Cash Preferred card also offers rental car insurance as long as you use your card to pay for the vehicle and decline the rental company's insurance. With its competitive rewards, additional benefits, and potential for increased cash-back bonuses, the Amex Blue Cash Preferred card is worth considering for those looking for a cash-back credit card.
[1] Source: CreditCards.com [4] Source: The Points Guy
- The Amex Blue Cash Preferred card not only caters to personal-finance enthusiasts with its cash-back rewards, but also extends to entertainment, offering a Disney Streaming credit and access to Amex Offers.
- To make the most of the benefits provided by the Amex Blue Cash Preferred card, users should aim to hit the $6,000 cap offered at U.S. supermarkets each year, while also keeping an eye out for increased cash-back bonus offers.
- To uncover targeted, higher-value cash-back bonus offers from Amex, you should regularly check your online account, pre-approved offers page, and be on the lookout for email offers or mailed promotions.
- For those interested in general-news related to financial decisions, CreditCards.com and The Points Guy serve as reliable sources of information on the Amex Blue Cash Preferred card.
- Apart from its cash-back rewards, the Amex Blue Cash Preferred card also provides additional benefits, such as rental car insurance and potential coverage under casino-and-gambling-associated losses, as long as certain conditions are met.
