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Domestic investment funds experienced persistent losses in April

Federal retirement savings program modeled after 401(k) plans yielded varied results for participants in the past month.

Investments in domestic TSP schemes faced a downward trend in April
Investments in domestic TSP schemes faced a downward trend in April

Domestic investment funds experienced persistent losses in April

The Thrift Savings Plan (TSP) announced its fund performance for April 2025, with a mix of gains and losses across the various investment funds.

In the retirement-focused L funds, the L 2065 Fund, designed for participants 45 years from retirement, saw a growth of 1.01% in April. However, it has experienced a decrease of 0.82% so far this year. The L 2050 Fund, intended for participants 30 years from retirement, also showed a positive growth of 1.00% in April, but has seen a decrease of 0.18% for the year.

The L 2040 Fund, aimed at participants 20 years from retirement, experienced a growth of 0.10% so far this year, and an additional 0.97% in April. The L 2055 Fund, designed for participants 35 years from retirement, showed a growth of 1.01% in April, but has decreased by 0.82% for the year. The L 2035 Fund, intended for participants 15 years from retirement, increased by 0.95% in April, and has grown by 0.25% so far this year. The L 2030 Fund, aimed at participants 10 years from retirement, increased by 0.92% in April, and has grown by 0.25% for the year.

The L 2045 Fund, intended for participants 25 years from retirement, showed a growth of 0.99% in April, while the L 2060 Fund, designed for participants 40 years from retirement, increased by 1.01% in April. The L 2025 Fund, aimed at participants 5 years from retirement, increased by 0.68% in April. The L 2070 Fund, intended for participants over 50 years from retirement, increased by 1.01% in April, but has decreased by 0.81% so far this year.

The TSP's fixed income (F) fund increased by 0.39% in April, with returns of 3.18% so far this year. The G Fund, consisting of government securities, increased by 0.35% in April, and has grown 1.48% since January.

In the equity sector, the TSP's C fund, which typically includes U.S. stocks, decreased by 0.68% in April, with a total loss of 4.93% for the year. The I-Fund of the TSP, which typically includes stocks from developed countries outside the U.S., such as Canada, Japan, Western Europe, Australia, and others, saw a growth of 4.16% in April, with total gains of 9.00% for the year. The small- and mid-size businesses of the S Fund decreased by 0.78% in April, and have lost 9.65% since January.

Lastly, the TSP's L Income Fund, designed for retirees, increased by 0.67% in April, while the TSP's L Income Fund has grown by 1.13% for the year.

These figures provide an overview of the TSP's fund performance for April 2025. Investors are encouraged to consult with a financial advisor for personalised investment advice.

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