Highest Bank Rewards for Opening New Accounts in July 2025

Banking Bonuses: July 2025 Overview

In the world of personal finance, banks are offering attractive incentives to attract new customers. Here's a roundup of some of the most notable bonuses available for checking and savings accounts, as well as brokerage accounts, in July 2025.

Checking and Savings Account Bonuses

M&T Bank is offering bonuses for opening new MyChoice Premium Checking, MyChoice Plus checking, or EZChoice checking accounts. The rewards are $200, $150, and $100, respectively, for meeting specific deposit requirements.

KeyBank offers an annual bonus of $100 for opening a KeySelect Checking account. Meanwhile, KeyBank KeySelect Checking account requires qualifying direct deposits totaling at least $60,000 during the 12-month period after your first month with the account to earn a bonus.

Chase Bank offers a $300 bonus for opening a new Total Checking account and making qualifying direct deposits. Similarly, Chase Bank (College/Secure Checking) offers a $100 bonus for making 10 eligible transactions within 60 days of account opening.

USAA Federal Savings Bank offers a $250 bonus for opening a new Classic Checking account and receiving $100 in direct deposits. For a higher bonus, USAA Federal Savings Bank offers $200 for opening USAA's Performance First Savings Account and depositing $15,000 or more within your first 30 days.

Discover Bank offers up to $200 bonus for opening a new Online Savings Account and depositing at least $25,000. To qualify, use offer code GBPP325 when applying for the account and make your deposits within 45 days of opening the account.

Truist Bank offers $400 bonus for opening Dynamic Business Checking account or Simple Business Checking account (for businesses located in select states). Axos Bank offers up to $400 bonus for small businesses opening Business Interest Checking account or Basic Business Checking account.

PNC Bank offers a $400, $200, or $100 bonus for opening a Virtual Wallet, Virtual Wallet with Performance Spend, or Virtual Wallet with Performance Select account, respectively.

Huntington National Bank offers up to $1,000 bonus for opening Unlimited Business Checking or Unlimited Plus Business Checking accounts.

Alliant Credit Union offers $100 bonus after a year for opening Ultimate Opportunity Savings account and making monthly deposits. TD Bank offers $200 bonus for opening a new TD Signature Savings or TD Simple Savings account, with deposit requirements.

Brokerage Account Bonuses

Current bonuses for opening a brokerage account combined with checking or savings accounts in July 2025 include the following notable offers:

E-Trade provides a tiered cash bonus from $50 up to $10,000, depending on the amount deposited or transferred within 60 days of account opening, starting at $1,000 and scaling up to $5 million or more. This requires using the promo code OFFER25 and maintaining the account for at least six months.
Charles Schwab offers a limited-time $1,000 cash bonus when you open and fund a Schwab Bank Investor Checking™ account. However, this offer ended on July 25, 2025, so it may no longer be available by the query date.
Webull gives 20 free fractional shares valued up to $3,000 for funding a new brokerage account and also has tiered cash bonuses, such as $140 for a $2,000 deposit and $400 for $10,000 deposited. Its bonus often comes as free stock rather than cash.
Robinhood grants 1 free stock upon linking your bank account, with stock values varying from about $5 to $200. Robinhood also offers a 1% match on IRA contributions, which is rare among brokers.
SoFi Invest offers up to $1,000 in free stock when you fund a new account, and benefits are enhanced if you also open SoFi checking or savings accounts, including access to various financial products under a single platform.

Private Bank Bonuses

Morgan Stanley Private Bank offers up to $750 bonus for opening a new Premium Savings Account, depending on the deposit amount. To qualify, enter the promotional code SAVE25 when you open a new Premium Savings Account, deposit a minimum of $25,000 for $250 bonus, $50,000 for $500 bonus, or $75,000 for $750 bonus, and keep the balance for the bonus tier you're after for 45 days after you've had the account for 30 days.

Chase (Private Client) offers a $3,000 bonus for opening or upgrading a checking account. Bonus amounts at Morgan Stanley Private Bank are subject to expiration date: Sept. 30, 2025.

As always, it's essential to read the terms and conditions carefully before applying for any bonus offers to ensure you meet the requirements and understand the maintenance periods. Happy banking!

The banking industry, especially in personal finance, is offering various incentives in July 2025 to attract new customers.
Checking accounts like M&T Bank's MyChoice Premium Checking and KeyBank's KeySelect Checking, among others, have attractive bonuses.
Finance is not just about savings; it overlaps with lifestyle choices, such as food-and-drink expenses and home-and-garden investments.
The world of technology, including gadgets and data-and-cloud computing, is intertwined with the banking sector due to cybersecurity concerns.
Artificial Intelligence plays a significant role in banking-and-insurance, optimizing processes and enhancing services.
Our relationships with banks may influence our business dealings and personal-finance management.
Relationships extend beyond humans; some banks offer pet insurance policies.
When traveling, one may need local banking services, or even use a casino-and-gambling service while on vacation.
Education and self-development can be facilitated through banking, with loans for higher studies or online courses.
Shopping, an integral part of our lifestyle, can be smoother with banking services like buy-now-pay-later options.
General news articles may cover updates in the world of banking, finance, and sometimes, sports or weather.
Considering the competition in the sector, it's crucial to compare various offers and read the terms and conditions carefully to maximize benefits and ensure a smooth banking experience.